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Maricopa County “Home in 5” Down Payment Assistance Program

Homebuyer Eligibility Homebuyers must have a minimum FICO credit score. Standard loan guidelines exist for qualification (i.e., adequate income, acceptable credit, and down payment requirement). All homebuyers must attend a homebuyer education course through a HUD-approved housing counseling agency located within Arizona and obtain a certificate of completion. The homebuyer may attend an 8-hour face-to-face…

Ashton Woods at Marley Park

In anticipation of their pre-sale event, Ashton Woods is starting a VIP Buyer process. If you are interested in purchasing a home during the pre-sale event, you must become a VIP Buyer by completing a loan application with Wells Fargo Home Mortgage Scottsdale Builder Branch and obtaining a pre-qualification letter. Once your pre-qualification letter from…

Marley Park; Worth the Wait

Arbor Walk

We were expecting our first child when my husband and I decided to move to Surprise, Arizona in 2009.  Having lived the “urban” lifestyle of Central Phoenix in the early years of our marriage, we were yearning for a more family oriented neighborhood.  We pictured ourselves pushing a stroller to the park where we would…

COMING SOON to Marley Park, Surprise, Arizona

Soon to hit the Market in the gorgeous neighborhood of Marley Park located in the heart of Surprise, Arizona, is 15351 West Corrine Drive. The first thing you’ll notice when you approach this well-cared for property is the unique Spanish-style architecture complete with authentic Spanish tile bordering the front window.  This is not the typical…

Gorgeous Low-Maintenance Home in Marley Park, Surprise, Arizona

This meticulously cared-for home at 13636 North 152nd Drive in the gorgeous neighborhood of Marley Park located in the heart of Surprise, Arizona, is ready and waiting for its new owner. The first thing you’ll notice when you approach this well-cared for property is the sprawling front porch that spans both the front and side…

Short Sales; Experience Matters

Did you know that obtaining a Cosmetology License in Arizona requires 1,600 hours of education?  Becoming a licensed Nail Technician requires 600 hours of education.  How many hours then, does it take to become a licensed Real Estate Agent?  In Arizona, just 90 hours.  That’s 40 weeks of training to become a Cosmetologist, 15 weeks…

Maricopa County “Home in 5” Down Payment Assistance Program

home-in-five (1)

Homebuyer Eligibility

  • Homebuyers must have a minimum FICO credit score.
  • Standard loan guidelines exist for qualification (i.e., adequate income, acceptable credit, and down payment requirement).
  • All homebuyers must attend a homebuyer education course through a HUD-approved housing counseling agency located within Arizona and obtain a certificate of completion. The homebuyer may attend an 8-hour face-to-face homebuyer education course or take an 8-hour equivalent course on-line.

Program Eligibility

  • Homebuyers may purchase a home anywhere in Maricopa County, including in the city of Phoenix.
  • Buyers must occupy the home as their principal residence within 60 days of closing.
  • The program may only be used to purchase a home (i.e., no refinancing).
  • Maximum credit qualifying income may not exceed $88,340.
  • Maximum purchase price limit in this program is $300,000.

Special Incentives for Heros!

  • Qualified Veterans, active duty United States military, active United States Reservists, and active members of the National Guard.
  • Teachers
  • First Responders, including Peace Officers, firefighters, emergency personnel, and Detention Officers

To get started, fill out our VIP Buyer Questionnaire below:

Ashton Woods at Marley Park

In anticipation of their pre-sale event, Ashton Woods is starting a VIP Buyer process. If you are interested in purchasing a home during the pre-sale event, you must become a VIP Buyer by completing a loan application with Wells Fargo Home Mortgage Scottsdale Builder Branch and obtaining a pre-qualification letter. Once your pre-qualification letter from…

Marley Park; Worth the Wait

Arbor Walk

We were expecting our first child when my husband and I decided to move to Surprise, Arizona in 2009.  Having lived the “urban” lifestyle of Central Phoenix in the early years of our marriage, we were yearning for a more family oriented neighborhood.  We pictured ourselves pushing a stroller to the park where we would…

COMING SOON to Marley Park, Surprise, Arizona

Soon to hit the Market in the gorgeous neighborhood of Marley Park located in the heart of Surprise, Arizona, is 15351 West Corrine Drive. The first thing you’ll notice when you approach this well-cared for property is the unique Spanish-style architecture complete with authentic Spanish tile bordering the front window.  This is not the typical…

Gorgeous Low-Maintenance Home in Marley Park, Surprise, Arizona

This meticulously cared-for home at 13636 North 152nd Drive in the gorgeous neighborhood of Marley Park located in the heart of Surprise, Arizona, is ready and waiting for its new owner. The first thing you’ll notice when you approach this well-cared for property is the sprawling front porch that spans both the front and side…

Short Sales; Experience Matters

Did you know that obtaining a Cosmetology License in Arizona requires 1,600 hours of education?  Becoming a licensed Nail Technician requires 600 hours of education.  How many hours then, does it take to become a licensed Real Estate Agent?  In Arizona, just 90 hours.  That’s 40 weeks of training to become a Cosmetologist, 15 weeks…

The Road to Short Sale Success

As a newly licensed real estate agent in 2006, I had never even heard the term “Short Sale.”  Just starting out in the real estate world, with very little business and very little to do, I signed myself up for every available real estate training and seminar I could afford and even a few I…

What are the out-of-pocket costs of a short sale?

The AZ Short Sale Team does not charge any upfront fees and all REALTOR® commissions and closing costs are paid for by the lender from the proceeds of the sale. If included in the purchase contract, most lenders will also allow up to 3% of the purchase price to pay for the buyer’s closing costs…

How will a short sale affect my credit?

credit

A short sale will affect your credit in two ways. First, a short sale will be reported to the credit bureaus as an account settled for less than the amount owed and will remain on your credit report for seven years. Second, any loan payments that are more than 30 days late will have a…

What about the tax consequences?

Normally, debt forgiveness results in taxable income, but under the Mortgage Forgiveness Debt Relief Act enacted in 2007, taxpayers may exclude debt forgiven on their principal residence if the balance of their loan was less than $2 million. This law applies to debt used to buy, build or substantially improve a principal residence or to…

Maricopa County “Home in 5” Down Payment Assistance Program

home-in-five (1)

Homebuyer Eligibility

  • Homebuyers must have a minimum FICO credit score.
  • Standard loan guidelines exist for qualification (i.e., adequate income, acceptable credit, and down payment requirement).
  • All homebuyers must attend a homebuyer education course through a HUD-approved housing counseling agency located within Arizona and obtain a certificate of completion. The homebuyer may attend an 8-hour face-to-face homebuyer education course or take an 8-hour equivalent course on-line.

Program Eligibility

  • Homebuyers may purchase a home anywhere in Maricopa County, including in the city of Phoenix.
  • Buyers must occupy the home as their principal residence within 60 days of closing.
  • The program may only be used to purchase a home (i.e., no refinancing).
  • Maximum credit qualifying income may not exceed $88,340.
  • Maximum purchase price limit in this program is $300,000.

Special Incentives for Heros!

  • Qualified Veterans, active duty United States military, active United States Reservists, and active members of the National Guard.
  • Teachers
  • First Responders, including Peace Officers, firefighters, emergency personnel, and Detention Officers

To get started, fill out our VIP Buyer Questionnaire below:

Ashton Woods at Marley Park

In anticipation of their pre-sale event, Ashton Woods is starting a VIP Buyer process. If you are interested in purchasing a home during the pre-sale event, you must become a VIP Buyer by completing a loan application with Wells Fargo Home Mortgage Scottsdale Builder Branch and obtaining a pre-qualification letter. Once your pre-qualification letter from…

Marley Park; Worth the Wait

Arbor Walk

We were expecting our first child when my husband and I decided to move to Surprise, Arizona in 2009.  Having lived the “urban” lifestyle of Central Phoenix in the early years of our marriage, we were yearning for a more family oriented neighborhood.  We pictured ourselves pushing a stroller to the park where we would…

COMING SOON to Marley Park, Surprise, Arizona

Soon to hit the Market in the gorgeous neighborhood of Marley Park located in the heart of Surprise, Arizona, is 15351 West Corrine Drive. The first thing you’ll notice when you approach this well-cared for property is the unique Spanish-style architecture complete with authentic Spanish tile bordering the front window.  This is not the typical…

Gorgeous Low-Maintenance Home in Marley Park, Surprise, Arizona

This meticulously cared-for home at 13636 North 152nd Drive in the gorgeous neighborhood of Marley Park located in the heart of Surprise, Arizona, is ready and waiting for its new owner. The first thing you’ll notice when you approach this well-cared for property is the sprawling front porch that spans both the front and side…

Short Sales; Experience Matters

Did you know that obtaining a Cosmetology License in Arizona requires 1,600 hours of education?  Becoming a licensed Nail Technician requires 600 hours of education.  How many hours then, does it take to become a licensed Real Estate Agent?  In Arizona, just 90 hours.  That’s 40 weeks of training to become a Cosmetologist, 15 weeks…

The Road to Short Sale Success

As a newly licensed real estate agent in 2006, I had never even heard the term “Short Sale.”  Just starting out in the real estate world, with very little business and very little to do, I signed myself up for every available real estate training and seminar I could afford and even a few I…

What are the out-of-pocket costs of a short sale?

The AZ Short Sale Team does not charge any upfront fees and all REALTOR® commissions and closing costs are paid for by the lender from the proceeds of the sale. If included in the purchase contract, most lenders will also allow up to 3% of the purchase price to pay for the buyer’s closing costs…

How will a short sale affect my credit?

credit

A short sale will affect your credit in two ways. First, a short sale will be reported to the credit bureaus as an account settled for less than the amount owed and will remain on your credit report for seven years. Second, any loan payments that are more than 30 days late will have a…

What about the tax consequences?

Normally, debt forgiveness results in taxable income, but under the Mortgage Forgiveness Debt Relief Act enacted in 2007, taxpayers may exclude debt forgiven on their principal residence if the balance of their loan was less than $2 million. This law applies to debt used to buy, build or substantially improve a principal residence or to…